Bonica Capital Advisory

Unlock the Trapped Capital in Your Commercial Real Estate.

We use AI-driven analysis and engineered cost segregation to accelerate your depreciation, reduce your tax burden, and increase your cash flow — often by hundreds of thousands of dollars in Year 1.

Example: $2.5M Medical Office
Standard Year 1 Depreciation
~$51,000
Year 1 with Cost Segregation
$550,000+
Actual Tax Dollars Saved (37% bracket)
$184,000+
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The Depreciation Problem

Your Property Is Sitting on a Tax Asset.
Most Investors Never Touch It.

The Old Way — 39-Year Straight Line

Depreciating Over 39 Years Traps Your Capital

The IRS default is to depreciate your commercial property over 39 years. That means you overpay taxes today for deductions you won't fully realize until 2065. Your capital is locked inside the building — invisible to your tax return.

$2.5M property = ~$64K/year depreciation
Zero front-loading of short-life assets
You fund the IRS's cash flow, not yours
Your CPA files it this way by default
The Smart Way — Engineered Cost Segregation

Front-Load Your Depreciation. Keep Your Cash Today.

Engineered cost segregation identifies 5-, 7-, and 15-year assets within your property — electrical, plumbing, finishes, land improvements — and reclassifies them for accelerated depreciation using 100% Bonus Depreciation. You get the deduction now.

Reclassify 20–40% of building cost to short-life assets
100% Bonus Depreciation in Year 1
IRS-compliant, fully defensible engineering study
Integrate with your overall portfolio tax strategy
The Process

Three Steps. Zero Guesswork.

01

The Free AI Estimate

Provide your property address and purchase price. We run a proprietary AI analysis to estimate your exact tax savings within 24 hours — at zero cost and with no commitment required.

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02

The Engineered Study

Our partnered licensed engineers and tax professionals conduct a fully defensible, IRS-compliant cost segregation study of your property. Every component classified. Every asset documented.

03

You Keep Your Cash

We deliver the final report and fixed asset schedule directly to you and your CPA to file with your current year taxes. The deduction is yours — this year, not in 2065.

Real Numbers

What Does Cost Segregation Actually Look Like?

PropertyPurchase PriceStandard Year 1 Depr.Cost Seg Year 1 Depr.Tax Saved (37% bracket)
Medical Office Building$2,500,000~$51,000$550,000+$184,000+
Industrial / Warehouse$4,000,000~$82,000$900,000+$296,000+
Retail Strip Center$3,200,000~$65,000$700,000+$240,000+
Multifamily (20 units)$5,000,000~$145,000$1,100,000+$370,000+

*Estimates based on typical cost segregation results. Actual savings vary by property type, condition, and tax situation. Consult your CPA.

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Free Investor Resource

Download the 2026 Investor's Guide to Bonus Depreciation.

Learn exactly how the permanent restoration of 100% bonus depreciation affects your portfolio, which property types yield the highest returns, and how to avoid the passive loss trap.

  • How 100% Bonus Depreciation works in 2026
  • Which asset classes generate the largest reclassifications
  • How to avoid the passive loss trap
  • Integrating cost seg with your overall tax strategy
  • When cost segregation does NOT make sense
Free Download

The 2026 Commercial Investor's Guide to Bonus Depreciation

The Advisory Advantage

More Than Just an Engineering Report.

We are a full-service real estate advisory firm. We don't just hand you a tax document — we integrate your cost segregation strategy with your overall portfolio goals. From advanced financial modeling and C-PACE prep to adaptive reuse underwriting, we ensure your next deal is smarter than your last.

Our REAI system — the same institutional intelligence that has underwritten billions of dollars in commercial real estate — is embedded into every cost segregation engagement. You don't just get a study. You get the full picture of how your depreciation strategy interacts with your capital stack, your next acquisition, and your long-term tax position.

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Your Unfair Advantage

REAI Pro — Unlimited Underwriting Intelligence

Active investors and funds doing multiple deals per month can access BCA's full institutional underwriting system — the same AI-driven analysis that powers our cost segregation estimates, capital stack modeling, and Go/No-Go feasibility decisions. No prompts. No guesswork. Institutional-grade intelligence on demand.

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Billions
Underwritten
24 hrs
Free Estimate Turnaround
100%
IRS-Compliant Studies
Year 1
Maximum Depreciation
Free Estimate

Stop Leaving Your Capital on the Table.

Find out exactly how much you can save this year. The preliminary estimate is completely free and requires no commitment.

Contact Information
Property Details
Renovations & Improvements
Cost Segregation History
Ownership & Tax Profile
CPA & Referral
Additional Notes

No commitment required. Preliminary estimate delivered within 24 hours.