<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- Homepage -->
  <url>
    <loc>https://bonicacapital.com/</loc>
    <lastmod>2026-03-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Service Pages -->
  <url>
    <loc>https://bonicacapital.com/services/same-day-feasibility</loc>
    <lastmod>2026-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://bonicacapital.com/services/go-no-go-analysis</loc>
    <lastmod>2026-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://bonicacapital.com/services/feasibility-analysis</loc>
    <lastmod>2026-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://bonicacapital.com/services/capital-stack-modeling</loc>
    <lastmod>2026-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://bonicacapital.com/services/c-pace-advisory</loc>
    <lastmod>2026-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://bonicacapital.com/services/adaptive-reuse</loc>
    <lastmod>2026-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://bonicacapital.com/services/tax-credit-modeling</loc>
    <lastmod>2026-03-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Insights / Blog Pages -->
  <url>
    <loc>https://bonicacapital.com/insights</loc>
    <lastmod>2026-03-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://bonicacapital.com/insights/michigan-land-feasibility</loc>
    <lastmod>2026-03-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://bonicacapital.com/insights/lone-star-data-center</loc>
    <lastmod>2026-03-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Lending Page -->
  <url>
    <loc>https://bonicacapital.com/lending</loc>
    <lastmod>2026-03-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Cost Segregation Page -->
  <url>
    <loc>https://bonicacapital.com/cost-segregation</loc>
    <lastmod>2026-03-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.95</priority>
  </url>

  <!-- Cost Segregation Look-Back Article -->
  <url>
    <loc>https://bonicacapital.com/insights/cost-segregation-look-back-study</loc>
    <lastmod>2026-03-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Data Intelligence Article -->
  <url>
    <loc>https://bonicacapital.com/insights/why-real-estate-ai-fails-without-institutional-training-data</loc>
    <lastmod>2026-03-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Data Intelligence Division -->
  <url>
    <loc>https://bonicacapital.com/data-intelligence</loc>
    <lastmod>2026-03-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.95</priority>
  </url>

</urlset>
